Personal Finance / Financial Literacy Resources for clear concise information, facts & advice on a variety of personal finance topics
The debt snowball plan is one of the quickest ways to become debt free. It is simple, effective and creates a plan to help anyone become debt free. This plan has become very popular and is promoted by a number of top financial advisors and personal finance experts because of its simplicity and effectiveness. A [...]
A personal budget is absolutely critical for anyone that is committed to taking control of their personal finances. Why? Because a personal budget provides us the input we need to manage our income, track our expenses, improve our cash flow to payoff debt and start a savings plan. A personal budget provides us a tool [...]
FiscalLiteracy.com had thousands of visitors from over 95 countries around the world and every state in the United States during 2011. We are very thankful for all of our visitors from around the world and across the United States. It is our goal to become a trusted resource for people who want to work on [...]
Do you remember when cashiers would ask “cash or credit?” Those days are long gone. Consumers have traded cash for convenience. Unfortunately, convenience comes at a price. It is consumer debt. It is very difficult to control our spending when we merely swipe our credit card for any and every purchase without ever stopping to [...]
Debt is consuming the lives of millions of people. Debt is what keeps us from pursuing our hopes, goals and dreams for our lives. Debt robs us of our future. The only way we can take control of our financial lives and our future is by becoming debt free and never going back into debt. [...]
Millions of American carry credit card balances every month because they are unable to pay off the balances in full. The latest G-19 report from the Federal Reserve for March, 2011 reported that consumers owed approximately 796 billion on revolving credit card debt. This is a great deal if you are the banks and credit [...]
How many of us could stand to lose a few pounds and also payoff some debts? Everyone is searching for the latest and greatest fad to get ripped and or get rich. Everyone wants to know what is the secret? The secret lies within each of us. We are the secret to getting ripped or getting [...]
Here is a simple fun exercise you can do to work on improving your personal finances. It is credit card fasting and is exactly what the name implies and is no different than fasting to improve your physical health. There are countless reports and experts that promote the benefits of fasting for our physical health. [...]
For millions of families and individuals their lifestyle choices are consuming their financial future. Why? Because they are only able to support their lifestyle through the use of credit cards and consumer loans for automobiles, boats, RV’s, etc. As a result of their personal debt and lifestyle choices, they are unable to save any of [...]
The Federal Reserve just released their G-19 report ( http://1.usa.gov/gnmzeS ) on Consumer Credit for January, 2011. The report provides information on the outstanding consumer credit debt in America. The report revealed that overall revolving consumer debt decreased by approximately 4.2 billion dollars in January, 2011. Great Job America! Revolving debt balances began declining in [...]
Facebook
Become a fan
Twitter
Follow us
RSS
Subscribe