Personal Finance / Financial Literacy Resources for clear concise information, facts & advice on a variety of personal finance topics
Gas Prices have increased dramatically over the last few months. There are many analysts predicting gas prices may hit five dollars a galloon by the summer. The price of a gallon of gas in California just hit four dollars a galloon. The surge in gas prices is very similar to the spike in gas prices [...]
What is more important over your career, your total income earned or the total assets that you have accumulated over your working career? Obviously the answer is your total assets accumulated over your lifetime. However, many people only focus on their income. They become obsessed with their income and their careers to the point that [...]
High gas prices are consuming a larger portion of our monthly finances. As a result, everyone is looking for ways to drive less and cut their monthly gasoline expense. Unfortunately, driving is a large part of our daily lives and cannot be totally eliminated. Therefore, we need to look for simple practical ways to change [...]
Here are some money saving ideas to help you lower your monthly bills. Our monthly bills for mortgage payments, auto loans, utilities, insurance premiums, cable TV, Internet, cell phone plans, etc. consume a large portion of our income every month. As a result, these fixed expenses should be evaluated on a regular basis to look [...]
Generosity should be a component of building and applying our knowledge of financial literacy to our own lives. Why is generosity such an important component of financial literacy? Because it takes the focus off of our own selfish desires for our lives. It provides us with a greater purpose for our money that far exceeds [...]
Self storage units have gotten a lot of attention lately with A&E’s real-life show, Storage Wars. It showcases some individuals who attend auctions to bid on repossessed self storage units. The show provides a look into what Americans keep in their storage units. The show also provides the estimated value of the items that are [...]
The 2011 Retirement Confidence Survey was just released by the Employee Benefit Research Institute, EBRI. It reveals the current outlook and sentiments of American workers on their finances and their ability to retire. The report is filled with a variety of troubling statistics regarding the financial condition of most Americans. Unfortunately, the vast majority of [...]
“Pay yourself first” is not a suggestion. It is the #1 rule to achieve financial freedom. This rule is not based on your income, your level of education or your age. Failure to follow this rule will ensure you that you will not have sufficient assets to retire. Unfortunately, very few individuals or families ever [...]
It is tax time. Millions of Americans will be receiving a tax refund. A tax refund is a nice annual influx of cash. How are you planning on spending your tax refund? Will the money be used to buy a new big screen TV, take a family vacation, a down payment on a new car [...]
Are you ready to take control of your personal finances, get control of your spending and work on achieving the goal of getting freed up financially? If so, I challenge you to take the Show Me The Money – Challenge during April’s National Financial Literacy Month. The show me the money challenge is the first [...]
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